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Understanding Chart of Accounts
Understanding Chart of Accounts
Understanding Chart of Accounts
1 min read
Updated Dec 31, 2025

The Chart of Accounts (CoA) is the foundation of your accounting system. It categorises all your financial transactions into logical groups.

What is a Chart of Accounts?

Think of it as a filing system for your money. Every transaction is assigned to an account, making it easy to track income, expenses, assets, and liabilities.

Account Types

Assets (1000-1999)

Things your business owns

1050 - Current Account 1100 - Trade Debtors 1200 - Stock

Liabilities (2000-2999)

Money your business owes

2100 - Trade Creditors 2200 - VAT Liability 2300 - Loans

Income (4000-4999)

Money coming into your business

4000 - Sales 4001 - Sales - Products 4002 - Sales - Services

Expenses (5000-8999)

Money going out of your business

5000 - Cost of Sales 6000 - Rent 7000 - Wages

Warning

Avoid deleting accounts that have transactions. Archive them instead to preserve your financial history.